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Leverage Credit Recovery
Leverage Credit Recovery strives to provide credit recovery protection, summary judgment education, and document preparation in its most complete form. Our core focus is consumer education related to credit products and services. With a new personalized customer experience—we work to eliminate the burden of financial and credit uncertainty while teaching a business mindset for personal empowerment. The consumer has been neglected and abused by lending institutions. One of the main reasons 3/4 of the US population is one derogatory item away from economic flatlining!   

Our vision is to continuously develop beyond the credit recovery protection, summary judgment education, and document preparation services. Legislators broke it! Legislation can fix it!

Our goal is to not only enhance the opportunity for consumers to be financially stable but ultimately achieve their most significant economic potential.

Our mission is to educate the consumer beyond comprehension, so they can litigate, negotiate and recuperate from the many financial pitfalls and hardships created by our financial systems.   
  
Products & Services
We Can Remove!

Leverage Credit Recovery is able to remove any false or incorrect information on a customer’s credit report. These negative items include (but are not limited to):
  1. 0
    Charge Off
    Charge off is the declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors will make this declaration at the point of six months without payment.

  2. 2
    Collections
    Transfer of delinquent or past-due accounts to a collection agency (or a special department set up for the purpose) for full or partial recovery of the amount.

  3. 3
    Hard Inquires
    While hard inquiries are necessary for certain financial actions, such as applying for a loan or credit card, they should be limited as much as possible. Your credit score may be penalized for multiple hard inquiries because applying for too much credit at one time may indicate that you're desperate for credit or aren't able to qualify for the credit you need.

  4. 4
    Late Payments
    A late payment fee (a late charge) is charged to a borrower who misses paying at least their minimum payment by the payment deadline. In order to avoid late fees, ensure that you pay at least the minimum amount by the due date.

  5. 4
    Bankruptcy
    Legal procedure for liquidating a business (or property owned by an individual) which cannot fully pay its debts out of its current assets. Bankruptcy can be brought upon itself by an insolvent debtor (called 'voluntary bankruptcy') or it can be forced on court orders issued on creditors' petition (called 'involuntary bankruptcy').

  6. 6
    No Credit
    When you don’t have any credit, it means you haven’t done anything to establish your credit history. Maybe you haven’t taken out any loans in your name and you don’t have a line of credit. That can be a good thing considering you have no debt either! But having no credit can hinder you if you’re looking to get a loan on a major purchase. A bank or other lender has nothing to go on when evaluating how likely you are to pay back the borrowed money.

  7. 8
    Judgment
    In law, a judgment is a decision of a court regarding the rights and liabilities of parties in a legal action or proceeding. Judgments also generally provide the court's explanation of why it has chosen to make a particular court order.

  8. 5
    Outdated Information
    The Fair Credit Reporting Act (FCRA) determines how long negative credit can remain on credit files. The date which an account must be removed from a credit report is often referred to as the “FCRA compliance date of first delinquency.” Depending upon the item, the credit reporting statute of limitations can differ.

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